How HomeLight Cash Offer works

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Get approved

HomeLight Home Loans will verify your income, assets, and purchasing power so that they’re ready to make the strongest offer possible — one that’s all cash.

 
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Find your dream home

This is the fun part: You tour homes with The One Source Team until you find the right one.

 

Get HomeLight's purchase price

HomeLight will work with Live.Love San Diego Homes to make a competitive cash offer on your current home. That's the price HomeLight will pay you for your home as soon as you're ready to move into your new home.

 

Make a strong offer on your new home

When you’ve found the home of your dreams, you can make an offer knowing HomeLight will buy your current house. This means you’re more likely to close and can do so on your own timeline.

 

Move in on your schedule

You control when you move. Once your offer is accepted, everything comes together in days. You won’t have to race against the clock, move into a temporary residence, or carry two mortgages. HomeLight buys your current home at the HomeLight Purchase Price and you get the cash to close on your dream home whenever you’re ready.

Ready to use our cash to make an all-cash offer?

 
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Take their word for it


”My clients have been thrilled with Homelight. HomeLight Cash Offer made their purchase a reality when they thought it wouldn't have been possible.”

Kelly Baldwin
HomeLight Cash Offer Certified Agent

 

Already own a home and looking to purchase a new one?


Now you can buy before you sell with HomeLight Trade-In™.


We buy your current home so you can avoid the stress, risk, and hassle of buying and selling at the same time.

Learn more
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Why HomeLight?

 

HomeLight and The One Source Team are changing the way we transact real estate.

HomeLight’s mission is to empower people to make smarter decisions during one of life’s most important moments: buying or selling a home.

They build data-driven and innovative products that give more control to buyers and sellers while reducing risk and uncertainty.

HomeLight has helped over 820,700 clients and has an A+ rating with the Better Business Bureau.


Read real reviews from our customers

 
 

FAQs


Apply here. You’ll work with Live.Love San Diego Homes to fill out your HomeLight Trade-In application and a HomeLight representative will be in touch to discuss your home buying goals.

You can also get a head start on the home buying process by completing your mortgage application on HomeLight Home Loans.



HomeLight charges a fee to use our funds to make an all-cash offer and purchase the home on your behalf. The fee is dependent on your market, the lender you use, and the number of days HomeLight owns your home. All fees are calculated off of the final selling price of your current home. Additional costs may apply based on local tax laws. California, Colorado, and Texas fee schedule:

Additional costs may apply based on local tax laws.

California, Colorado, and Texas fee schedule:

First 30 days HomeLight owns the homeEvery 30 days thereafter
When using HomeLight Home Loans1.0%0.5%, prorated by day
When using another lender3.0%0.5%, prorated by day

Florida fee schedule:
First 30 days HomeLight owns the homeEvery 30 days thereafter
When using HomeLight Home Loans1.5%0.5%, prorated by day
When using another lender3.0%0.5%, prorated by day


Email cashclose@homelight.com for more details.



The One Source Team and HomeLight work together throughout the buying process to help you get the home of your dreams.



HomeLight Home Loans is currently available in California and Texas but things like where you’re located, the size, and condition of your will determine eligibility. Enter your information here to be notified when HomeLight Trade-In launches in your area.